Visa Clear Prepaid and Green Dot® Reloadable Prepaid Visa® Card have compensated me for this post, but all opinions are my own.
There are a few things that are key to creating and sticking to a budget. One of the main steps is to assign a purpose to every dollar of your income and then keep track of your spending to make sure those dollars are going where they are supposed to go. Sometimes this can be easier said than done!
Grocery shopping is a big part of that budget for most of us, and it’s easy to see those dollars flying out of our pockets at the supermarket. The Green Dot® Reloadable Prepaid Visa® Card can help take the stress out of managing your monthly grocery budget.
Cards with materials that use the Visa Clear Prepaid seal are required to clearly communicate their monthly fee plan. So, you’ll know when you pay a fee and when you won’t.
You can get yourself a Green Dot® Reloadable Prepaid Visa® Card at a local retailer like CVS, 7-Eleven, Kmart, Family Dollar, Dollar General, Rite Aid, Walgreen’s, Walmart, etc, or you can get one online. You have a lot of different ways to add funds to your Green Dot® Reloadable Prepaid Visa® Card. You can add cash at a local store, reload a card with a check at Walmart, or reload online with money from another Green Dot card or a bank account for a small fee. With the funds on your prepaid card, you can then shop online, pay bills, and make everyday purchases at stores, restaurants or anywhere Visa® debit cards are accepted in the U.S.
I visited my local CVS store to pick up my Green Dot® Reloadable Prepaid Visa® Card and loaded it with cash. It was such an easy and quick process, taking only a few moments at the register.
Some features of the Green Dot® Reloadable Prepaid Visa® Card:
- No overdraft fees.
- No credit check to get a card. No minimum balance.
- Withdraw money for free through a nationwide network of 24,000 MoneyPass® ATMs.
- Keep track of your spending with a mobile app or text them for your balance.
- Shop everywhere Visa® debit cards are accepted in the U.S.
Besides all of these convenient features, your Green Dot® Reloadable Prepaid Visa® Card also provides you with strong consumer protection including:
- No overdrafts permitted so you can’t incur fees or spend more money than you have
- Deposit or share insurance to protect your funds, e.g. FDIC/NCUSIF
- Easy to understand fee plansVisa’s Zero Liability[1] fraud protection, providing added security if your card is lost or stolen.
When you get to the end of the month, you can easily see how much of your grocery budget is left with the Green Dot® Reloadable Prepaid Visa® Card by checking the app or via text. You can take those extra funds to buy a treat for the family, or maybe splurge and spoil yourself with a little end-of-the-month bonus for being a smart shopper.
Check out the Green Dot® Reloadable Prepaid Visa® Card HERE and let us know how it can help YOU stick to your budget!
This is a sponsored post written by me on behalf of the Visa Clear Prepaid program and Green Dot® Reloadable Prepaid Visa® Card.
[1] *Visa’s Zero Liability Policy covers U.S.-issued cards and does not apply to certain commercial card transactions, or any transactions not processed by Visa. You must notify your financial institution immediately of any unauthorized use. For specific restrictions, limitations and other details, please consult your issuer.
Ora Lee Gurr says
This sounds like a great way to budget for groceries and make sure the money’s there for the month. Budgets are easier to follow when one card is set aside for each purpose.
Megan @ C'mon Get Crafty says
Anything that helps mitigate your spending is a good idea. Our grocery budget is often our worst financial enemy, it seems to balloon each month!
Susanna @Zealous Mom says
This is so interesting. I need to work on our family budget for sure. I like the idea of assigning a purpose to every dollar. Great advice!
Debbie Denny says
This is a good idea; . Like the reloadable ease.
Debra says
I like giving pre-paid Visas as gifts. They’re easy to use and so convenient!
Theresa says
I love the ease and convenience of prepaid cards. I really like to give them for gifts, and this time of year, we do that a lot!
Lynsey Jones says
This is such a great way to stay on a budget. I can see many benefits to using this system to pay for bills.
Marcie W. says
I am usually pretty good about not going over budget but a plan like this would make sure I did not splurge on any extra treats. I could see this being especially great for teens and young adults too.
Pam says
I like prepaid cards for trips. We are thinking about getting one for my son while he goes off to college.
Carly Brydon says
This is such a genius idea! This is a great way to make sure you stay on track with your budget!
Kate K (My Mommy Brain) says
I love using prepaid card when we travel. It’s a great way to control how much you spend.
Catherine S says
I have never used a prepaid card. I think this would be a great option for vacation instead of using my bank card.
Lindsey @ Redhead Baby Mama says
I never would have thought to use them for groceries, but they are great when we go on vacations. Much less risk!
Stacie @ Divine Lifestyle says
I love Prepaid cards. I use them all the time for vacations. It’s a great way to have funds on hand without compromising my actual credit card.
Robin Rue (@massholemommy) says
What an awesome idea. I think I might try one for my grocery shopping.