10 ways to skip store-bought decor and still make your house feel ready for Christmas
12 Christmas card shortcuts that save on printing and postage
11 everyday routines that make sticking to your budget almost automatic
10 ways to turn a “no spend” day into a habit instead of a challenge
9 smart phone settings that can save you real money over a year
12 ways to use your local library to replace paid services
10 simple rules that keep impulse buys from coming through the door
13 little swaps that keep you from needing “retail therapy”
12 ways to stretch one pay period through a heavy birthday or event month
12 clutter habits that cost you money long after you’ve paid for the stuff
12 ways to use leftover Christmas money so it doesn’t disappear
10 Christmas party snacks that are cheap to make and easy to refill
9 last-minute gift ideas you can pull together from things at home
12 affordable ways to thank teachers, coaches, and helpers at Christmas
11 ways to keep extended family gift expectations from getting out of control
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