Is getting control of your finances part of your current goals ? In order to do so, its important to have the right tools. For several years now, I have been using Credit Sesame. It tracks your credit score every month and it also gives you real time alerts on credit activities. It lets you know if things have happened that have impacted your credit rating positively or negatively. The service is absolutely FREE.
Besides giving you your credit score and related information, it can also do things like analyze how much you are paying for your mortgage and determine if you might be able to get a better rate, show what your credit usage is, give suggestions for improvement, etc.
Included Credit Sesame Benefits:
* Receive daily credit monitoring alerts (If wanted – you can get them less frequently)
* Get your FREE Credit Score Monthly
* Limit ID Theft Damage
* Find Potential Errors Sooner
* Get Access to Better Loans and Save Money
You can sign up with Credit Sesame HERE. There are a few steps involved in the sign-up process but, in my opinion, it is definitely worth it! I actually signed up separately for both myself and for my husband. Although almost all of our accounts are joint, we still have some slight differences and, therefore, our credit scores are also different. By each signing up we can get a better and more complete picture of our credit status.
How do you stay on top of your financial status?
Robin (Masshole Mommy) says
I have no clue what my credit score is and honestly, I thought I Had to pay to find out. Thanks for the info 🙂
Paige says
Once I did one of those services and it secretly charged you every single month. I’ll have to check out this one!
Chrysa says
Yep, this one definitely doesn’t do that. I have been using it for over a year!
Ellen Christian says
That’s good to know there is a free option. I need to check more regularly.
brett says
we check regularly. afraid not to with the internet use, you know?
Felicia says
It is good to know we can do this for free. What an important thing to keep track of.
Lauren says
WOW!! For reals free? I am getting on this, thank you!
Shell says
Thanks for the info on getting a free credit report. I need to check this out!
Kecia says
I like being able to track my credit for free. I usually get the free credit report each year to stay on top of it.
April says
Thanks for the information! I just tried another company but will keep this one in mind for next time!
April says
I love that you don’t have to pay for this! Great to know. I’ll have to give it a try.
Virginia @thatbaldchick says
I didn’t realize there was a free option. It’s been ages since I checked mine last.
Onica {MommyFactor} says
I need to keep on top of my score this year. Thanks for sharing the info.
Melissa says
thank you for sharing this! I really need to keep a better eye on mine and I love FREE!
Yolanda @ Seeing It Their Way says
Thank you for sharing! What a great option for those working on building their credit as well.
Cassie @ Southeast by Midwest says
I’d love to be able to better track my credit score but everything charges so much to do it. I’m glad to know there are good free ones out there, I’ll have to give this one a go.
Liza @ Views From the 'Ville says
A FREE service that includes daily alerts is definitely something worth checking out. The service I’ve been using is free, but no alerts!
Ashley M says
I have been using Credit Sesame for quite some time and have been happy with their service.
Janeane Davis says
Credit score is important for so many reasons. It is good to find a service that will enable you to monitor your credit score for free.
Cindy Dusthimer says
I have checked mine under CreditKarma and this one and there is a HUGE difference. Would know why? Like a 52 point difference? TIA
Chrysa says
They may each be using a different credit reporting agency. There are three – TransUnion, Experian and Equifax. There can be differences with each, but 52 points seems like a lot. I can’t explain it!!
Kelly Hanley says
wow this is awesome!! Thanks for the sharing!
Bernie Wallace says
Thanks for sharing. I need to monitor my credit more closely. This can come in handy.
Sue E says
I get my credit score for free. It is either printed on my credit card statemen and I have a link from another plan I am in.
Thank you for sharing!