If you shop at Target on a regular basis, you know that Target offers great prices and promotions to help you stretch your dollar a little extra. While typically getting a credit card is a bad way to make the most of your money, Target REDcard is one of the few exceptions. Having a Target REDcard can actually help you get more bang for your buck at Target! Why should you get a Target REDcard? Here are just a few reasons:
#1: 5% off every day
You'll save an extra 5% on every single Target shopping trip when you use your Target REDcard. This applies to orders both online and in-store!
#2: Free shipping at Target.com – no minimum purchase required
From couches and TVs to lipstick and shoes, anything and everything gets free shipping when you use your Target REDcard at Target.com. Plus, there's no minimum purchase required, meaning if you find the perfect pair of flip flops on clearance for $1.00, you can get them shipped right to your door, plus save an extra 5%, just by using your Target REDcard.
#3: Extended returns — 30 extra days
Need a little extra time to return those jeans that didn't fit? No problem! In addition to saving 5% off your purchases plus free shipping at Target.com, your Target REDcard lets you enjoy 30 extra days for returns. Great news for procrastinators!
#4: Up to 1% of purchases go to school of your choice
You can link your Target REDcard up with your local school to give them 1% of your total purchases every time. If you get all of your fellow parents on board, your school could actually make a pretty good chunk of change just for parents doing the shopping they would normally do anyway!
The online application process for debit and credit has immediate approval (except for some debit applications that require a few days to confirm a bank account). Target REDcard holders can easily check their credit card account balance, make a payment, review past statements, check their debit card transaction history and manage their PIN. They also get to enjoy exclusive offers available only to Target REDcard holders.